FHA Certified Appraisal Company

Rest assured that Master Appraisal Services is an FHA-approved appraisal practice in the State of Arizona.

If you have an FHA-loan, be sure to call Master Appraisal Services, as we are approved and qualified to produce FHA reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD); if your financial transaction is an FHA loan, it means it is backed by them. The lender provides all the funds being borrowed - the FHA simply insures the loan through mortgage insurance in case the borrower does not pay off his or her loan.

Low-income and moderate-income homebuyers benefit the most from FHA-insured loan programs. The purpose of the Federal Housing Administration is to aid credit-worthy potential buyers get approved for mortgages that they otherwise would not. Remember that the lending agency working with the the FHA is free to select the appraisal company with which they'll work, unlike the VA appraisal panel.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Purchasers with lesser incomes or less starting funds to use as a down-payment on a loan are assisted the most from FHA loan programs.

FHA Certified Appraisal Company

Contact Master Appraisal Services